Bar/Tavern Insurance

Bar/Tavern Insurance

Many business opportunities are on-tap with this program, which is intended for small to medium-sized bar/tavern exposures and restaurants with alcohol sales that are 30% or more of total gross sales.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/Aggregate
  • Liquor Liability

Included Coverages:

  • Assault and/or Battery Limited Liability Coverage – $25,000 Each Event/$50,000 Aggregate
  • Medical Payments Coverage – $5,000 Limit
  • Additional Interests



  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Contents
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers
  • Food Spoilage


  • Inside the Premises – Theft of Money and Securities
  • Inside the Premises – Robbery or Safe Burglary of Other Property
  • Outside the Premises