Groom your business with this program for beauty/barber shops with owner as operator, operators as employees or operators as independent contractors. Coverage is also available for individual operators, masseuses, manicurists, ear piercing, makeovers and facials.

General Liability

• Primary Limits up to $3,000,000 Occurrence/Aggregate
• Hired and Non-owned Auto

Included Coverages:

• Medical Payments Coverage – $5,000 Limit
• Errors and Omissions Coverage Part – Policy Limits
• Sexual and Physical Abuse Coverage – $50,000 per Claim/$100,000 Aggregate (higher optional limits available)

Deductible:

• No Deductible Required

Property

• Basic, Broad or Special Form
• Replacement Cost or ACV
• Building
• Contents
• Business Income
• Equipment Breakdown
• Accounts Receivable
• Computer Equipment
• Outside Signs
• Valuable Papers

Crime

• Inside the Premises – Theft of Money and Securities
• Inside the Premises – Robbery or Safe Burglary of Other Property
• Outside the Premises